Alternative finance -- New ways to spend your money

The days of paying for everything with cash are slowly drawing to a close, and if you borrow or pay back money, there’s a very good chance wads of notes won't be involved in the transaction. I personally do a lot of online shopping, pay for goods in real shops using contactless cards, and send money and pay bills via an app, and I imagine a lot of people do the same. I still carry a wallet, but it generally doesn’t have much, if any, actual money in it.

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