Friday, January 2, 2015

Study: How Bitcoin Could Transform Personal Insurance

By Alyssa Hertig

A new paper explores how Bitcoin could transform the way we manage personal life insurance. Namely, the blockchain could provide a global, secure and public record of personal health information.
In a 51-page report, the research group Long Finance described a range of potential areas where the blockchain could come in handy in the insurance sector. The London-based initiative “holds hope” that these applications could aid consumers.
From August to November, the Z/Yen Group asked financial service professionals, cryptography experts, and regulators about the blockchain's “potential relevance” to insurance. Their insights fill the report. The paper was co-authored by Professor Michael Mainelli and Chiara von Gunten, project manager of Long Finance. If you're short on time, a summary of the report is available as well.

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